When Does Parental Liability Apply in an Accident Case?
When does parental liability apply in an accident case? Every state has its own laws when it comes to parental liability in a civil matter. In the state of Washington, it is referred to as the Parental Responsibility Law. This law is not much different than from other states, and most states have some form…
Understanding IFCA and Bad Faith Claims
What are the keys to understanding IFCA and bad faith claims? If your insurance company denies a claim for benefits, and you are legally entitled to those benefits, then you may have the opportunity to file a Bad Faith Claim against the insurance company. Understanding the IFCA The Insurance Fair Conduct Act (IFCA) is legislation…
Do Anti-Texting-and-Driving Campaigns Really Work?
Do anti-texting-and-driving campaigns really work? Anyone who watches television has seen the advertisements. They might have even seen the billboards. The anti-texting-and-driving campaigns are gaining popularity, especially with the number of distracted driving collisions going up, instead of down. While some of the biggest cellphone providers, such as AT&T, are behind the campaigns, the real…
What Exactly is Bodily Injury?
What exactly is bodily injury? After you have been involved in a motor vehicle accident, you may hear a lot of terms. Most of them are associated with your accident and the insurance claims that you must file. One common name tossed around is that of “bodily injury.” What is Bodily Injury? You will see…
What Treatments Are Available for People with a TBI?
What treatments are available for people with a TBI? A traumatic brain injury (TBI) can affect a person for the rest of his or her life. The treatment ultimately depends on the severity of the TBI, but all treatments tend to be costly and time-consuming. A mild traumatic brain injury rarely requires treatment, while severe…
What Should I Say to Insurance Companies When They Contact Me?
What should you say to insurance companies when they contact you? After you have been involved in an accident, the last thing that you want to do is talk to the insurance company. But, your policy often will require that you notify them of an accident within so many days. When you contact them after…
What are Examples of Bad Faith Tactics Used by Insurers?
What are examples of bad faith tactics used by insurers? Bad faith can be done by a first-party insurer or third-party insurer. Typically, a first party insurer is guilty of bad faith when they refuse to pay a claim without either a reasonable basis, or a reasonable denial basis. They can also be found in…
Are Distracted Drivers Suffering from Addiction?
Are distracted drivers suffering from addiction? A survey reported by CBS News revealed that drivers ignore the warnings about the risks and dangers associated with distracted driving. The study was conducted by AT&T, which discovered that one out of 10 drivers could actually be using video chat while driving home. That same study also found…
13 Factors That Could Affect Your Personal Injury Claim Outcome
What factors could affect your personal injury claim? There are dozens of factors that can play a role in the value of a personal injury claim – and there are some that can completely eliminate the opportunity to collect compensation. It is important that you understand what influences your claim – whether positively or negatively…
Things to Know About IFCA
There are things to know about IFCA. If you have never heard about IFCA, then you may be confused to find that it plays a critical role in your insurance claims. Washington’s Insurance Fair Conduct Act (IFCA) creates strict rules of conduct for insurers, but also those who deal with insurance companies operating in the…