Whose Fault is a Parking Lot Back-Up Collision?
Whose fault is a parking lot back-up collision? It’s a well-known fact that car crash accidents happen every day on the roads of Washington State and across America. What many drivers do not realize is that not all auto accidents happen on the road. Yes, tens of thousands of accidents occur each year in parking…
What Information Needs to be Exchanged after an Auto Accident?
What information needs to be exchanged after an auto accident? The course of a typical day can be shattered by an auto accident. Whether you were on your way to work or simply running errands, the shocking impact of being struck by another vehicle can ruin your day, month, and even year. But it does…
Should I Accept the First Offer from an Insurance Company?
Should you accept the first offer from an insurance company? After an accident, the insurance company will come to you with a settlement offer – and often faster than you anticipated. While the offer might look great, you should never accept the first offer from the insurance company. Even though your bills are piling up…
What Are the Most Common Defense Strategies in a Truck Accident Claim?
What are the most common defense strategies in a truck accident claim? When filing a claim against a commercial trucking company, you are often going up against a large team of attorneys and a big insurance company. With that power comes numerous defense strategies, including placing the blame on the victim, to lessen how much…
Facts to Know about the Insurance Fair Conduct Act
What should you know about the Insurance Fair Conduct Act? Unless you have recently filed a claim with an insurance company, you may be unaware of the Act (IFCA). The IFCA took effect December 2007 here in Washington, and it is designed to protect policyholders when their insurance company unfairly or unjustly denies their insurance…
Duties of an Insurer – What Your Insurance Company Owes You as the Policy Holder
What are the duties of an insurer? What does you insurance company owe you, the policy holder? When you sign up for an insurance policy such as an automobile policy, your insurer’s duties are outlined within that policy. Furthermore, your insurer has obligations that come from your state’s laws and statutory laws. Basically, as a…
Most Common Insurance Bad Faith Practices – and What You Can Do about It
What are the most common insurance bad faith practices? Insurance companies have the right to deny an insurance claim when they have valid reasons for doing so. When they deny claims without any reasonable basis, refuse to investigate a complaint, or use tactics to unnecessarily delay a claim, they may be acting in bad faith….
What is the Insurance Company’s Nuisance Value of a Case?
What is the insurance company’s nuisance value of a case? Insurance companies are businesses; therefore, they are extremely cautious when it comes to determining settlement value in a case. Sometimes, the nuisance value of a settlement enters into play, especially when there are multi-million-dollar settlements on the table. What is the Nuisance Value? Insurance claims…
Understanding IFCA and Bad Faith Claims
What are the keys to understanding IFCA and bad faith claims? If your insurance company denies a claim for benefits, and you are legally entitled to those benefits, then you may have the opportunity to file a Bad Faith Claim against the insurance company. Understanding the IFCA The Insurance Fair Conduct Act (IFCA) is legislation…
What Happens When You and Your Attorney File a Personal Injury Lawsuit?
What happens when you and your attorney file a personal injury lawsuit? A personal injury lawsuit begins when the complaint is filed with the court. The complaint is a legal document that identifies the defendant and your legal basis for filing the suit against that defendant. Facts are cited and the complaint is filed within…