When Third-Party Liability Insurance Acts in Bad Faith, Does IFCA Apply?
When third-party liability insurance acts in bad faith, does IFCA apply? The Insurance Fair Conduct Act (IFCA) was established by Washington State voters in 2007. It was created as a level of protection for consumers that levies penalties against insurance companies for misconduct. More importantly, consumers will not shoulder the financial burden of holding insurance…
The SnapChat Lawsuit and How it Might Affect Your Own
What is a SnapChat lawsuit? SnapChat has been the primary focus of multiple distracted driving lawsuits; however, one recent incident is nothing short of disturbing. SnapChat’s recent addition of its speed filter – a filter that shows how fast a person is going at the time he or she “snaps” and shares – has been…
When Does Parental Liability Apply in an Accident Case?
When does parental liability apply in an accident case? Every state has its own laws when it comes to parental liability in a civil matter. In the state of Washington, it is referred to as the Parental Responsibility Law. This law is not much different than from other states, and most states have some form…
Understanding IFCA and Bad Faith Claims
What are the keys to understanding IFCA and bad faith claims? If your insurance company denies a claim for benefits, and you are legally entitled to those benefits, then you may have the opportunity to file a Bad Faith Claim against the insurance company. Understanding the IFCA The Insurance Fair Conduct Act (IFCA) is legislation…
Do Anti-Texting-and-Driving Campaigns Really Work?
Do anti-texting-and-driving campaigns really work? Anyone who watches television has seen the advertisements. They might have even seen the billboards. The anti-texting-and-driving campaigns are gaining popularity, especially with the number of distracted driving collisions going up, instead of down. While some of the biggest cellphone providers, such as AT&T, are behind the campaigns, the real…
What Exactly is Bodily Injury?
What exactly is bodily injury? After you have been involved in a motor vehicle accident, you may hear a lot of terms. Most of them are associated with your accident and the insurance claims that you must file. One common name tossed around is that of “bodily injury.” What is Bodily Injury? You will see…
What Treatments Are Available for People with a TBI?
What treatments are available for people with a TBI? A traumatic brain injury (TBI) can affect a person for the rest of his or her life. The treatment ultimately depends on the severity of the TBI, but all treatments tend to be costly and time-consuming. A mild traumatic brain injury rarely requires treatment, while severe…
What Happens When You and Your Attorney File a Personal Injury Lawsuit?
What happens when you and your attorney file a personal injury lawsuit? A personal injury lawsuit begins when the complaint is filed with the court. The complaint is a legal document that identifies the defendant and your legal basis for filing the suit against that defendant. Facts are cited and the complaint is filed within…
Important Things to Know About Bad Faith Insurance Claims
What are important things to know about bad faith insurance claims? An insurer promises to be there for a consumer in his or her time of need. That is, after all, why a person purchases insurance. Unfortunately, not all insurers are there as much as they claim, and some will abandon their customers the moment…
What Should I Say to Insurance Companies When They Contact Me?
What should you say to insurance companies when they contact you? After you have been involved in an accident, the last thing that you want to do is talk to the insurance company. But, your policy often will require that you notify them of an accident within so many days. When you contact them after…